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Seller certificates and inspections

Selling a house in Everett: the certificates and inspections you need

In Everett the Collector's Office issues the municipal lien certificate for $25 within 10 days, excluding Saturdays, Sundays and holidays, but it will not issue one for a sale until the Water Department has done the final water reading. The final read costs $150, added to the final bill, and the meter has to be read within two weeks of closing. Everett's smoke alarm ordinance also requires a smoke alarm inside every bedroom whatever the age of the house. The Fire Prevention Office does not post a smoke and CO fee, so call it before you book.

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Last checked November 7, 202614 official sourcesPrintable checklist (PDF)Call (781) 483-0510

Updated November 7, 2026. Facts checked November 7, 2026 against the sources listed at the bottom. General information, not legal, tax or financial advice.

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Email me the checklist + reminders when I list

We will email or text you the Everett checklist and a reminder of the certificates to order when you are ready to list. You can also open or print it now, no sign-up needed.

We are not a real estate broker or agent. Home Options MA is an advertising and lead-generation service: the independent buyers and agents we connect you with may pay us flat advertising fees to be featured or to receive inquiries, and any listing of a business here is advertising, not a recommendation. We never take a share of a commission and are never paid based on whether a home sells. No obligation. See how we are paid.

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A slate-gray Victorian with a wraparound porch at twilight
Lien certificate$2510 days, excluding Saturdays, Sundays and holidays; water read first
Final water read$150Read within 2 weeks of closing
Everett ruleSmoke alarm in every bedroomCity ordinance Sec. 8-25
Smoke/CO feeNot publishedFire Prevention (617) 394-2349

What you need in Everett

Checked November 7, 2026 against Everett's own pages. "Not published" means the page does not say; call the office.

  • Final water read (do this first)

    Cost$150, added to the final bill (the FAQ entry shows no date; confirm)Lead timeMeter read within 2 weeks of closing
    Issued by
    Water Department, Public Works, 19 Norman St
    How to order
    Final Bill Request Form by email or in person; 617-394-2325
    Call 617-394-2325
  • Municipal lien certificate

    Cost$25Lead time10 days, excluding Saturdays, Sundays and holidays
    Issued by
    Collector's Office, 484 Broadway, Room 13
    How to order
    Request form (PDF) with a stamped return envelope; 617-394-2240
    Call 617-394-2240
  • Smoke and CO certificate

    CostNot publishedLead timeNot published
    Issued by
    Fire Prevention Office
    How to order
    Call (617) 394-2349, Mon to Thu, 8 to 10 am or 4 to 6 pm; city page
    Call 617-394-2349
  • Title 5

    CostSeptic homes onlyLead timeNot published
    Issued by
    Not published
    How to order
    Not published; Water Department 617-394-2325
    Call 617-394-2325

What to order when in Everett

  1. Before you list

    Know your house

    • Septic or town sewer? If septic, book a Title 5 inspector first. The inspection must be at or within 2 years before the sale.
    • Built before 1978? Get the lead paint notice ready.
  2. Before the P&S is signed

    Give the notices

    • Hand the buyer the state lead paint notice for a pre-1978 house. Separately, the federal rule gives the buyer a 10-day period to inspect for lead before being bound.
    • Complete the seller disclosure with your attorney.
  3. The day the P&S is signed

    Book the inspection

    • Book the smoke and CO inspection and replace old alarms first. The certificate is valid for 60 days.
    • Your attorney orders the municipal lien certificate: 10 days, excluding Saturdays, Sundays and holidays.
  4. Weeks before closing

    Order the water read

    • Request the final water read on the town's schedule (the table above has it).
  5. Closing week

    Hand over the papers

    • Confirm the smoke and CO certificate is still inside its 60 days, and send the final water bill to your attorney.

Final water read comes first

Everett ties the two documents together. The Collector's request form says that on a sale or foreclosure you must first contact the Water Department for a final water reading, and that the lien certificate cannot be issued without it. So start here.

The city's final bill FAQ says the buyer, seller or broker downloads the Final Bill Request Form and either emails it to the Water Department's finals clerk (Tameka.Walsh@ci.everett.ma.us) or files it in person at the Everett Water Department, 19 Norman Street, Everett 02149. A meter technician reads the inside meter, always within two weeks of the closing, and the applicant must arrange access. The FAQ gives the fee as $150, added to the final bill. The entry shows no date on the page (our earlier check put it at 2016), so confirm the amount when you file. Phone 617-394-2325 or 617-394-2327. The lien form lists Water Department hours as Monday to Thursday 7 am to 3 pm, Friday 7 am to noon.

Municipal lien certificate: Collector's Office

The request form (updated January 2026) is for the Collector's Office, 484 Broadway, Room 13, Everett 02149, phone 617-394-2240. The fee on the form is $25. It quotes MGL c.60 s.23 and 23A: 10 days, excluding Saturdays, Sundays and holidays, from the date the request is received. Include a self-addressed stamped envelope. The form has check boxes for Sale, Refinance or Insurance. See our lien certificate guide for what the certificate shows.

Smoke and CO certificate: Fire Prevention

The Fire Prevention Office is open Monday to Thursday, phone (617) 394-2349. The page gives the hours two ways, 8 am to 6 pm in one place and 8 to 10 am and 4 to 6 pm in its hours box, so call in the morning or late-afternoon window. The page has a button to request a permit but does not post a smoke and CO fee or a booking lead time. Call and ask both; under the state form (FP-007C) the certificate is good for 60 days. The state caps the fee (MGL c.148 s.10A).

Everett's bedroom alarm rule

The same page posts an update to the city ordinance, Section 8-25 (C0026-26): in addition to the state rules in MGL c.148 ss.26E, 26F and 26F1/2, Everett requires one smoke alarm inside each bedroom and sleeping area, without regard to the date the dwelling was built. The ordinance says it is enforced for certificates of occupancy or habitability, new tenancies, and a transfer of possession or sale as ordered by the fire chief. Put an alarm in every bedroom before you book. The state's inspection checklist shows the rest.

Septic or town sewer (Title 5)

Title 5 is the state septic inspection. It applies only to a house with its own septic system or cesspool (310 CMR 15.301); a house on the town sewer does not need one. We did not find a page on the Everett site that lists which streets are on septic. Ask the Water Department at 617-394-2325, which runs the city water and sewer, or your closing attorney. If the house does have septic, read the Title 5 guide before you set a closing date, because a failed system changes your price and your options.

Lead paint notice

If the house was built before 1978, you give the buyer the state's Property Transfer Lead Paint Notification before the purchase and sale agreement is signed, and the buyer signs the certification. Deleading itself is only required when a child under 6 lives in the home. See the lead paint guide and what deleading costs.

Certificate of habitability (if the buyer will rent)

Everett has a separate Certificate of Habitability ordinance (Chapter 10, Article III). It applies before a vacant dwelling unit is rented: the owner requests a legal use status from the Building Department, the application fee is $25, and the Health Department must respond within ten business days. It is a landlord rule, not a requirement of the sale. A buyer planning to rent the house should know about it.

State rules that set your dates in Everett

These come from state and federal law, so they are the same in every town.

  • Smoke and CO certificate: valid 60 days. The state form (FP-007C) says a certificate issued under MGL c.148 ss.26F and 26F1/2 expires 60 days after the fire department issues it. If your closing slips past that, you need a second inspection.
  • Municipal lien certificate: 10 days, excluding Saturdays, Sundays and holidays. That is how long the collector has after a written application (MGL c.60 s.23). Final water read lead times are set by each town, not by this rule.
  • Title 5 (septic houses only): inspect within 2 years before the sale. An inspection up to 3 years old counts if pumping records show the system was pumped at least once a year. If weather prevents an inspection, it can be done as soon as the weather permits and no later than 6 months after the transfer, as long as the seller tells the buyer in writing. The buyer gets a copy of the report (310 CMR 15.301(1)).
  • Lead paint, houses built before 1978: the buyer's 10-day right to inspect. Before the buyer is bound by the contract, the seller must allow a 10-day period, or another period both sides agree to in writing, for a lead paint inspection or risk assessment. The buyer can waive it in writing (40 CFR 745.110, a federal rule). Ask your attorney how your purchase and sale agreement handles it.

Order it in this sequence in Everett

  1. Before you list: confirm the house is on town sewer. If not, schedule Title 5 first.
  2. Put a smoke alarm in every bedroom, then call (617) 394-2349 to ask the fee and book smoke and CO.
  3. Within two weeks of closing: file the Final Bill Request Form with the Water Department ($150).
  4. With the final read in hand, send the lien certificate request to the Collector ($25, 10 days, excluding Saturdays, Sundays and holidays).

Print the one-page Everett checklist: PDF or image. It repeats the offices, fees and phone numbers on this page and leaves room for your closing date.

Questions

Common questions.

Why does Everett want a final water reading before the lien certificate?

The Collector's request form says a sale or foreclosure certificate cannot be issued without the final water reading, so the final read is requested first. See the form.

How much is the final water bill fee in Everett?

The city's FAQ lists $150, added to the final bill. See the FAQ. Confirm with the Water Department at 617-394-2325 when you file.

Does Everett require a smoke alarm in every bedroom?

Yes. Ordinance Section 8-25 requires one inside each bedroom and sleeping area regardless of when the house was built. See the Fire Prevention page.

How much is a municipal lien certificate in Everett?

$25 on the Collector's request form, within 10 days of receipt, excluding Saturdays, Sundays and holidays.

Do I need all of these certificates to sell in Everett?

Which ones apply depends on the house. The municipal lien certificate and the smoke and CO certificate apply to ordinary sales, a pre-1978 house needs the lead notice, and Title 5 applies only to a home with a septic system. Your closing attorney will tell you which your buyer's lender wants.

Can you make an offer on a house in Everett before I have these certificates?

Yes. You can ask Home Options MA for a direct offer, an option on the house, or a match with a buyer or agent without having the paperwork done first. The certificates are still part of the closing, so the buyer will want to know the plan for them.

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We are not a real estate broker or agent. Home Options MA is an advertising and lead-generation service: the independent buyers and agents we connect you with may pay us flat advertising fees to be featured or to receive inquiries, and any listing of a business here is advertising, not a recommendation. We never take a share of a commission and are never paid based on whether a home sells. No obligation.

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